12 CFR Part 225
PART 225—BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y)
- PART 225—BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y)
- Chapter II—Federal Reserve System › Subchapter A—Board of Governors of the Federal Reserve System
- Subpart A—General Provisions
- § 225.1 Authority, purpose, and scope.
- § 225.2 Definitions.
- § 225.3 Administration.
- § 225.4 Corporate practices.
- § 225.5 Registration, reports, and inspections.
- § 225.6 Penalties for violations.
- § 225.7 Exceptions to tying restrictions.
- § 225.8 Capital planning and stress capital buffer requirement.
- § 225.9 Control over securities.
- § 225.10 Temporary relief for 2020 and 2021.
- Subpart B—Acquisition of Bank Securities or Assets
- § 225.11 Transactions requiring Board approval.
- § 225.12 Transactions not requiring Board approval.
- § 225.13 Factors considered in acting on bank acquisition proposals.
- § 225.14 Expedited action for certain bank acquisitions by well-run bank holding companies.
- § 225.15 Procedures for other bank acquisition proposals.
- § 225.16 Public notice, comments, hearings, and other provisions governing applications and notices.
- § 225.17 Notice procedure for one-bank holding company formations.
- Subpart C—Nonbanking Activities and Acquisitions by Bank Holding Companies
- § 225.21 Prohibited nonbanking activities and acquisitions; exempt bank holding companies.
- § 225.22 Exempt nonbanking activities and acquisitions.
- § 225.23 Expedited action for certain nonbanking proposals by well-run bank holding companies.
- § 225.24 Procedures for other nonbanking proposals.
- § 225.25 Hearings, alteration of activities, and other matters.
- § 225.26 Factors considered in acting on nonbanking proposals.
- § 225.27 Procedures for determining scope of nonbanking activities.
- § 225.28 List of permissible nonbanking activities.
- Subpart D—Control and Divestiture Proceedings
- § 225.31 Control proceedings.
- § 225.32 Rebuttable presumptions of control of a company.
- § 225.33 Rebuttable presumption of noncontrol of a company.
- § 225.34 Total equity.
- Subpart E—Change in Bank Control
- § 225.41 Transactions requiring prior notice.
- § 225.42 Transactions not requiring prior notice.
- § 225.43 Procedures for filing, processing, publishing, and acting on notices.
- § 225.44 Reporting of stock loans.
- Subpart F—Limitations on Nonbank Banks
- § 225.52 Limitation on overdrafts.
- Subpart G—Appraisal Standards for Federally Related Transactions
- § 225.61 Authority, purpose, and scope.
- § 225.62 Definitions.
- § 225.63 Appraisals required; transactions requiring a State certified or licensed appraiser.
- § 225.64 Minimum appraisal standards.
- § 225.65 Appraiser independence.
- § 225.66 Professional association membership; competency.
- § 225.67 Enforcement.
- Subpart H—Notice of Addition or Change of Directors and Senior Executive Officers
- § 225.71 Definitions.
- § 225.72 Director and officer appointments; prior notice requirement.
- § 225.73 Procedures for filing, processing, and acting on notices; standards for disapproval; waiver of notice.
- Subpart I—Financial Holding Companies
- § 225.81 What is a financial holding company?
- § 225.82 How does a bank holding company elect to become a financial holding company?
- § 225.83 What are the consequences of failing to continue to meet applicable capital and management requirements?
- § 225.84 What are the consequences of failing to maintain a satisfactory or better rating under the Community Reinvestment Act at all insured depository institution subsidiaries?
- § 225.85 Is notice to or approval from the Board required prior to engaging in a financial activity?
- § 225.86 What activities are permissible for any financial holding company?
- § 225.87 Is notice to the Board required after engaging in a financial activity?
- § 225.88 How to request the Board to determine that an activity is financial in nature or incidental to a financial activity?
- § 225.89 How to request approval to engage in an activity that is complementary to a financial activity?
- § 225.90 What are the requirements for a foreign bank to be treated as a financial holding company?
- § 225.91 How may a foreign bank elect to be treated as a financial holding company?
- § 225.92 How does an election by a foreign bank become effective?
- § 225.93 What are the consequences of a foreign bank failing to continue to meet applicable capital and management requirements?
- § 225.94 What are the consequences of an insured branch or depository institution failing to maintain a satisfactory or better rating under the Community Reinvestment Act?
- Interpretations
- § 225.101 Bank holding company's subsidiary banks owning shares of nonbanking companies.
- § 225.102 Bank holding company indirectly owning nonbanking company through subsidiaries.
- § 225.103 Bank holding company acquiring stock by dividends, stock splits or exercise of rights.
- § 225.104 “Services” under section 4(c)(1) of Bank Holding Company Act.
- § 225.107 Acquisition of stock in small business investment company.
- § 225.109 “Services” under section 4(c)(1) of Bank Holding Company Act.
- § 225.111 Limit on investment by bank holding company system in stock of small business investment companies.
- § 225.112 Indirect control of small business concern through convertible debentures held by small business investment company.
- § 225.113 Services under section 4(a) of Bank Holding Company Act.
- § 225.115 Applicability of Bank Service Corporation Act in certain bank holding company situations.
- § 225.118 Computer services for customers of subsidiary banks.
- § 225.121 Acquisition of Edge corporation affiliate by State member banks of registered bank holding company.
- § 225.122 Bank holding company ownership of mortgage companies.
- § 225.123 Activities closely related to banking.
- § 225.124 Foreign bank holding companies.
- § 225.125 Investment adviser activities.
- § 225.126 Activities not closely related to banking.
- § 225.127 Investment in corporations or projects designed primarily to promote community welfare.
- § 225.129 Activities closely related to banking.
- § 225.130 Issuance and sale of short-term debt obligations by bank holding companies.
- § 225.131 Activities closely related to banking.
- § 225.132 Acquisition of assets.
- § 225.133 Computation of amount invested in foreign corporations under general consent procedures.
- § 225.134 Escrow arrangements involving bank stock resulting in a violation of the Bank Holding Company Act.
- § 225.136 Utilization of foreign subsidiaries to sell long-term debt obligations in foreign markets and to transfer the proceeds to their United States parent(s) for domestic purposes.
- § 225.137 Acquisitions of shares pursuant to section 4(c)(6) of the Bank Holding Company Act.
- § 225.138 Statement of policy concerning divestitures by bank holding companies.
- § 225.139 Presumption of continued control under section 2(g)(3) of the Bank Holding Company Act.
- § 225.140 Disposition of property acquired in satisfaction of debts previously contracted.
- § 225.141 Operations subsidiaries of a bank holding company.
- § 225.142 Statement of policy concerning bank holding companies engaging in futures, forward and options contracts on U.S. Government and agency securities and money market instruments.
- § 225.143 Policy statement on nonvoting equity investments by bank holding companies.
- § 225.145 Limitations established by the Competitive Equality Banking Act of 1987 on the activities and growth of nonbank banks.
- Subpart J—Merchant Banking Investments
- § 225.170 What type of investments are permitted by this subpart, and under what conditions may they be made?
- § 225.171 What are the limitations on managing or operating a portfolio company held as a merchant banking investment?
- § 225.172 What are the holding periods permitted for merchant banking investments?
- § 225.173 How are investments in private equity funds treated under this subpart?
- § 225.174 What aggregate thresholds apply to merchant banking investments?
- § 225.175 What risk management, record keeping and reporting policies are required to make merchant banking investments?
- § 225.176 How do the statutory cross marketing and sections 23A and B limitations apply to merchant banking investments?
- § 225.177 Definitions.
- Subpart K—Proprietary Trading and Relationships With Hedge Funds and Private Equity Funds
- § 225.180 Definitions.
- § 225.181 Conformance Period for Banking Entities Engaged in Prohibited Proprietary Trading or Private Fund Activities.
- § 225.182 Conformance Period for Nonbank Financial Companies Supervised by the Board Engaged in Proprietary Trading or Private Fund Activities.
- Subpart L—Conditions to Orders
- Conditions to Orders
- § 225.200 Conditions to Board's section 20 orders.
- Subpart M—Minimum Requirements for Appraisal Management Companies
- § 225.190 Authority, purpose, and scope.
- § 225.191 Definitions.
- § 225.192 Appraiser panel—annual size calculation.
- § 225.193 Appraisal management company registration.
- § 225.194 Ownership limitations for State-registered appraisal management companies.
- § 225.195 Requirements for Federally regulated appraisal management companies.
- § 225.196 Information to be presented to the Appraisal Subcommittee by participating States.
- Subpart N—Computer-Security Incident Notification
- § 225.300 Authority, purpose, and scope.
- § 225.301 Definitions.
- § 225.302 Notification.
- § 225.303 Bank service provider notification.
- Subpart O—Quality Control Standards for Automated Valuation Models Used for Mortgage Lending Purposes
- § 225.350 Authority, purpose and scope.
- § 225.351 Definitions.
- § 225.352 Quality control standards.
- Appendix A to Part 225—Capital Adequacy Guidelines for Bank Holding Companies: Risk-Based Measure
- Appendix B to Part 225 [Reserved]
- Appendix C to Part 225—Small Bank Holding Company and Savings and Loan Holding Company Policy Statement
- Appendixes D-E to Part 225 [Reserved]
- Appendix F to Part 225—Interagency Guidelines Establishing Information Security Standards
- Appendix G to Part 225 [Reserved]
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