Consumer Credit Act 2006
Consumer Credit Act 2006 (2006 c. 14)
- Consumer Credit Act 2006 (2006 c. 14)
- Agreements regulated under the 1974 Act etc.
- 1 Definition of ‘individual’
- 2 Removal of financial limits etc.
- 3 Exemption relating to high net worth debtors and hirers
- 4 Exemption relating to businesses
- 5 Consequential amendments relating to ss. 1 to 4
- Statements to be provided in relation to regulated credit agreements
- 6 Statements to be provided in relation to fixed-sum credit agreements
- 7 Further provision relating to statements
- Default under regulated agreements
- 8 OFT to prepare information sheets on arrears and default
- 9 Notice of sums in arrears under fixed-sum credit agreements etc.
- 10 Notice of sums in arrears under running-account credit agreements
- 11 Failure to give notice of sums in arrears
- 12 Notice of default sums
- 13 Interest on default sums
- 14 Default notices
- 15 Enforceability of regulated agreements
- 16 Time orders
- 17 Interest payable on judgment debts etc.
- 18 Definition of “default sum”
- Unfair relationships
- 19 Unfair relationships between creditors and debtors
- 20 Powers of court in relation to unfair relationships
- 21 Interpretation of ss. 140A and 140B of the 1974 Act
- 22 Further provision relating to unfair relationships
- Businesses requiring a licence and consequences of not being licensed
- 23 Definitions of ‘consumer credit business’ and ‘consumer hire business’
- 24 Debt administration etc.
- 25 Credit information services
- 26 Enforcement of agreements by unlicensed trader etc.
- Applications for licences and fitness to hold a licence etc.
- 27 Charge on applicants for licences etc.
- 28 Applications for standard licences
- 29 Issue of standard licences
- 30 Guidance on fitness test
- 31 Variation of standard licences etc.
- 32 Winding-up of standard licensee's business
- 33 Consequential amendments relating to ss. 27 to 32
- Duration of licences and charges
- 34 Definite and indefinite licences
- 35 Charges for indefinite licences
- 36 Extension of period to pay charge for indefinite licence
- 37 Failure to pay charge for indefinite licence
- Further powers of OFT to regulate conduct of licensees etc.
- 38 Power of OFT to impose requirements on licensees
- 39 Power of OFT to impose requirements on supervisory bodies
- 40 Supplementary provision relating to requirements
- 41 Procedure in relation to requirements
- 42 Guidance on requirements
- 43 Consequential amendments relating to requirements
- Powers and duties in relation to information
- 44 Provision of information etc. by applicants
- 45 Duties to notify changes in information etc.
- 46 Power of OFT to require information generally
- 47 Power of OFT to require access to premises
- 48 Entry to premises under warrant
- 49 Failure to comply with information requirement
- 50 Officers of enforcement authorities other than OFT
- 51 Consequential amendments relating to information
- Civil penalties
- 52 Power of OFT to impose civil penalties
- 53 Further provision relating to civil penalties
- 54 Statement of policy in relation to civil penalties
- Appeals
- 55 The Consumer Credit Appeals Tribunal
- 56 Appeals to the Consumer Credit Appeals Tribunal
- 57 Appeals from the Consumer Credit Appeals Tribunal
- 58 Consequential amendments relating to appeals
- Ombudsman scheme
- 59 Financial services ombudsman scheme to apply to consumer credit licensees
- 60 Funding of ombudsman scheme
- 61 Consequential amendments relating to ombudsman scheme
- Miscellaneous
- 62 Monitoring of businesses by OFT
- 63 Disapplication of s.101 of the 1974 Act
- 64 Determinations etc. by OFT
- 65 Sums received by OFT
- Final provisions
- 66 Financial provision
- 67 Interpretation
- 68 Consequential amendments
- 69 Transitional provision and savings
- 70 Repeals
- 71 Short title, commencement and extent
- SCHEDULES
- SCHEDULE 2 Part 3A of Schedule 17 to the 2000 Act
- SCHEDULE 3 Transitional Provision and Savings
- Interpretation
- Statements to be provided in relation to regulated agreements
- Default under regulated agreements
- Unfair relationships
- Applications for licences and fitness to hold a licence etc.
- Further powers of OFT to regulate conduct of licensees etc.
- Powers and duties in relation to information
- Civil penalties
- Appeals
- Ombudsman scheme
- SCHEDULE 4 Repeals
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