Pub. L. 115-174
Pub. L. 115-174 - Economic Growth, Regulatory Relief, and Consumer Protection Act
- Pub. L. 115-174 - Economic Growth, Regulatory Relief, and Consumer Protection Act
- 115th Congress
- SECTION 1. SHORT TITLE; TABLE OF CONTENTS.
- SEC. 2. DEFINITIONS.
- SEC. 101. MINIMUM STANDARDS FOR RESIDENTIAL MORTGAGE LOANS.
- SEC. 102. SAFEGUARDING ACCESS TO HABITAT FOR HUMANITY HOMES.
- SEC. 103. EXEMPTION FROM APPRAISALS OF REAL PROPERTY LOCATED IN RURAL AREAS.
- SEC. 104. HOME MORTGAGE DISCLOSURE ACT ADJUSTMENT AND STUDY.
- SEC. 105. CREDIT UNION RESIDENTIAL LOANS.
- SEC. 106. ELIMINATING BARRIERS TO JOBS FOR LOAN ORIGINATORS.
- SEC. 107. PROTECTING ACCESS TO MANUFACTURED HOMES.
- SEC. 108. ESCROW REQUIREMENTS RELATING TO CERTAIN CONSUMER CREDIT TRANSACTIONS.
- SEC. 109. NO WAIT FOR LOWER MORTGAGE RATES.
- SEC. 201. CAPITAL SIMPLIFICATION FOR QUALIFYING COMMUNITY BANKS.
- SEC. 202. LIMITED EXCEPTION FOR RECIPROCAL DEPOSITS.
- SEC. 203. COMMUNITY BANK RELIEF.
- SEC. 204. REMOVING NAMING RESTRICTIONS.
- SEC. 205. SHORT FORM CALL REPORTS.
- SEC. 206. OPTION FOR FEDERAL SAVINGS ASSOCIATIONS TO OPERATE AS COVERED SAVINGS ASSOCIATIONS.
- SEC. 207. SMALL BANK HOLDING COMPANY POLICY STATEMENT.
- SEC. 208. APPLICATION OF THE EXPEDITED FUNDS AVAILABILITY ACT.
- SEC. 209. SMALL PUBLIC HOUSING AGENCIES.
- SEC. 210. EXAMINATION CYCLE.
- SEC. 211. INTERNATIONAL INSURANCE CAPITAL STANDARDS ACCOUNTABILITY.
- SEC. 212. BUDGET TRANSPARENCY FOR THE NCUA.
- SEC. 213. MAKING ONLINE BANKING INITIATION LEGAL AND EASY.
- SEC. 214. PROMOTING CONSTRUCTION AND DEVELOPMENT ON MAIN STREET.
- SEC. 215. REDUCING IDENTITY FRAUD.
- SEC. 216. TREASURY REPORT ON RISKS OF CYBER THREATS.
- SEC. 217. DISCRETIONARY SURPLUS FUNDS.
- SEC. 301. PROTECTING CONSUMERS’ CREDIT.
- SEC. 302. PROTECTING VETERANS’ CREDIT.
- SEC. 303. IMMUNITY FROM SUIT FOR DISCLOSURE OF FINANCIAL EXPLOITATION OF SENIOR CITIZENS.
- SEC. 304. RESTORATION OF THE PROTECTING TENANTS AT FORECLOSURE ACT OF 2009.
- SEC. 305. REMEDIATING LEAD AND ASBESTOS HAZARDS.
- SEC. 306. FAMILY SELF-SUFFICIENCY PROGRAM.
- SEC. 307. PROPERTY ASSESSED CLEAN ENERGY FINANCING.
- SEC. 308. GAO REPORT ON CONSUMER REPORTING AGENCIES.
- SEC. 309. PROTECTING VETERANS FROM PREDATORY LENDING.
- SEC. 310. CREDIT SCORE COMPETITION.
- SEC. 311. GAO REPORT ON PUERTO RICO FORECLOSURES.
- SEC. 312. REPORT ON CHILDREN’S LEAD-BASED PAINT HAZARD PREVENTION AND ABATEMENT.
- SEC. 313. FORECLOSURE RELIEF AND EXTENSION FOR SERVICEMEMBERS.
- SEC. 401. ENHANCED SUPERVISION AND PRUDENTIAL STANDARDS FOR CERTAIN BANK HOLDING COMPANIES.
- SEC. 402. SUPPLEMENTARY LEVERAGE RATIO FOR CUSTODIAL BANKS.
- SEC. 403. TREATMENT OF CERTAIN MUNICIPAL OBLIGATIONS.
- SEC. 501. NATIONAL SECURITIES EXCHANGE REGULATORY PARITY.
- SEC. 502. SEC STUDY ON ALGORITHMIC TRADING.
- SEC. 503. ANNUAL REVIEW OF GOVERNMENT-BUSINESS FORUM ON CAPITAL FORMATION.
- SEC. 504. SUPPORTING AMERICA’S INNOVATORS.
- SEC. 505. SECURITIES AND EXCHANGE COMMISSION OVERPAYMENT CREDIT.
- SEC. 506. U.S. TERRITORIES INVESTOR PROTECTION.
- SEC. 507. ENCOURAGING EMPLOYEE OWNERSHIP.
- SEC. 508. IMPROVING ACCESS TO CAPITAL.15 USC 78m note.
- SEC. 509. PARITY FOR CLOSED-END COMPANIES REGARDING OFFERING AND PROXY RULES.
- SEC. 601. PROTECTIONS IN THE EVENT OF DEATH OR BANKRUPTCY.
- SEC. 602. REHABILITATION OF PRIVATE EDUCATION LOANS.
- SEC. 603. BEST PRACTICES FOR HIGHER EDUCATION FINANCIAL LITERACY.
- Legislative History
- LEGISLATIVE HISTORY—S. 2155:
- CONGRESSIONAL RECORD, Vol. 164 (2018):
- DAILY COMPILATION OF PRESIDENTIAL DOCUMENTS (2018):