Pub. L. 113-89
Pub. L. 113-89 - Homeowner Flood Insurance Affordability Act of 2014
- Pub. L. 113-89 - Homeowner Flood Insurance Affordability Act of 2014
- 113th Congress
- SECTION 1. SHORT TITLE AND TABLE OF CONTENTS.
- SEC. 2. DEFINITIONS.
- SEC. 3. REPEAL OF CERTAIN RATE INCREASES.
- SEC. 4. RESTORATION OF GRANDFATHERED RATES.
- SEC. 5. REQUIREMENTS REGARDING ANNUAL RATE INCREASES.
- SEC. 6. CLARIFICATION OF RATES FOR PROPERTIES NEWLY MAPPED INTO AREAS WITH SPECIAL FLOOD HAZARDS.
- SEC. 7. PREMIUMS AND REPORTS.
- SEC. 8. ANNUAL PREMIUM SURCHARGE.
- SEC. 9. DRAFT AFFORDABILITY FRAMEWORK.
- SEC. 10. RISK TRANSFER.
- SEC. 11. MONTHLY INSTALLMENT PAYMENT FOR PREMIUMS.
- SEC. 12. OPTIONAL HIGH-DEDUCTIBLE POLICIES FOR RESIDENTIAL PROPERTIES.
- SEC. 13. EXCLUSION OF DETACHED STRUCTURES FROM MANDATORY PURCHASE REQUIREMENT.
- SEC. 14. ACCOUNTING FOR FLOOD MITIGATION ACTIVITIES IN ESTIMATES OF PREMIUM RATES.
- SEC. 15. HOME IMPROVEMENT FAIRNESS.
- SEC. 16. AFFORDABILITY STUDY AND REPORT.
- SEC. 17. FLOOD INSURANCE RATE MAP CERTIFICATION.
- SEC. 18. FUNDS TO REIMBURSE HOMEOWNERS FOR SUCCESSFUL MAP APPEALS.
- SEC. 19. FLOOD PROTECTION SYSTEMS.
- SEC. 20. QUARTERLY REPORTS REGARDING RESERVE FUND RATIO.
- SEC. 21. TREATMENT OF FLOODPROOFED RESIDENTIAL BASEMENTS.
- SEC. 22. EXEMPTION FROM FEES FOR CERTAIN MAP CHANGE REQUESTS.
- SEC. 23. STUDY OF VOLUNTARY COMMUNITY-BASED FLOOD INSURANCE OPTIONS.
- SEC. 24. DESIGNATION OF FLOOD INSURANCE ADVOCATE.
- SEC. 25. EXCEPTIONS TO ESCROW REQUIREMENT FOR FLOOD INSURANCE PAYMENTS.
- SEC. 26. FLOOD MITIGATION METHODS FOR BUILDINGS.
- SEC. 27. MAPPING OF NON-STRUCTURAL FLOOD MITIGATION FEATURES.
- SEC. 28. CLEAR COMMUNICATIONS.
- SEC. 29. PROTECTION OF SMALL BUSINESSES, NON-PROFITS, HOUSES OF WORSHIP, AND RESIDENCES.
- SEC. 30. MAPPING.
- SEC. 31. DISCLOSURE.
- Legislative History
- LEGISLATIVE HISTORY—H.R. 3370:
- CONGRESSIONAL RECORD, Vol. 160 (2014):
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