24 CFR Part 1005
PART 1005—LOAN GUARANTEES FOR INDIAN HOUSING
- PART 1005—LOAN GUARANTEES FOR INDIAN HOUSING
- Subtitle B—Regulations Relating to Housing and Urban Development › Chapter IX—Office of Assistant Secretary for Public and Indian Housing, Department of Housing and Urban Development
- Subpart A—General Program Requirements
- § 1005.101 Purpose.
- § 1005.102 Severability.
- § 1005.103 Definitions.
- Subpart B—Lender Eligibility and Requirements
- § 1005.201 Lender Applicant approval and participation.
- § 1005.203 Lender Applicants deemed approved by statute.
- § 1005.205 Lender Applicants required to obtain Secretarial approval.
- § 1005.207 Lender Applicant participation options.
- § 1005.209 Direct Guarantee Lender application process.
- § 1005.211 Direct Guarantee Lender approval.
- § 1005.213 Non-Direct Guarantee Lender application, approval, and Direct Guarantee Lender sponsorship.
- § 1005.215 Direct Guarantee Lender annual reporting requirements.
- § 1005.217 Quality control plan.
- § 1005.219 Other requirements.
- § 1005.221 Business change reporting.
- § 1005.223 Direct Guarantee Lender Annual recertification requirements.
- § 1005.225 Program ineligibility.
- Subpart C—Lending on Trust Land
- § 1005.301 Tribal legal and administrative framework.
- § 1005.303 Tribal application.
- § 1005.305 Approval of Tribal application.
- § 1005.307 Tribal annual recertification.
- § 1005.309 Tribal duty to report proposed changes and actual changes.
- § 1005.311 HUD notification of any lease default.
- § 1005.313 Tribal reporting requirements.
- Subpart D—Underwriting
- Eligible Borrowers
- § 1005.401 Eligible Borrowers.
- § 1005.403 Principal Residence.
- § 1005.405 Borrower residency status.
- § 1005.407 Relationship of income to loan payments.
- § 1005.409 Credit standing.
- § 1005.411 Disclosure and verification of Social Security and Employer Identification Numbers or Tax Identification Number.
- Eligible Properties
- § 1005.413 Acceptable title.
- § 1005.415 Sale of property.
- § 1005.417 Location of property.
- § 1005.419 Requirements for standard housing.
- § 1005.421 Certification of appraisal amount.
- § 1005.423 Legal Restrictions on Conveyance.
- § 1005.425 Rental properties.
- § 1005.427 Refinancing.
- § 1005.429 Eligibility of Loans covering manufactured homes.
- § 1005.431 Acceptance of individual residential water purification.
- § 1005.433 Builder warranty.
- Eligible Loans
- § 1005.435 Eligible collateral.
- § 1005.437 Loan provisions.
- § 1005.439 Loan lien.
- § 1005.441 Section 184 Guaranteed Loan limit.
- § 1005.443 Loan amount.
- § 1005.445 Case numbers.
- § 1005.447 Maximum age of Loan documents.
- § 1005.449 Qualified mortgage.
- § 1005.451 Agreed interest rate.
- § 1005.453 Amortization provisions.
- Underwriting
- § 1005.455 Direct guarantee underwriting.
- § 1005.457 Appraisal.
- § 1005.459 Loan submission to HUD for endorsement.
- § 1005.461 HUD issuance of Firm Commitment.
- Subpart-E—Closing and Endorsement
- Closing
- § 1005.501 Direct Guarantee Lender closing requirements.
- § 1005.503 Contents of endorsement case binder.
- § 1005.505 Payment of Upfront Loan Guarantee Fee.
- § 1005.507 Borrower's payments to include other charges and escrow payments.
- § 1005.509 Application of payments.
- § 1005.511 Late fee.
- § 1005.513 Borrower's payments when Section 184 Guaranteed Loan is executed.
- § 1005.515 Charges, fees, or discounts.
- § 1005.517 Certificate of nondiscrimination by the Direct Guarantee Lender.
- Endorsement and Post-Closing
- § 1005.519 Creation of the contract.
- § 1005.521 Pre-endorsement review and requirements.
- § 1005.523 HUD pre-endorsement review.
- § 1005.525 Loan Guarantee Certificate.
- § 1005.527 Post-endorsement review.
- § 1005.529 Indemnification.
- Subpart F—Section 184 Guaranteed Loan Fees
- § 1005.601 Scope and method of payment.
- § 1005.603 Up-Front Loan Guarantee Fee.
- § 1005.605 Remittance of Up-Front Loan Guarantee Fee.
- § 1005.607 Annual Loan Guarantee Fee.
- § 1005.609 Remittance of Annual Loan Guarantee Fee.
- § 1005.611 HUD imposed penalties.
- Subpart G—Servicing
- Servicing Section 184 Guaranteed Loans Generally
- § 1005.701 Section 184 Guaranteed Loan servicing generally.
- § 1005.703 Servicer eligibility and application process.
- § 1005.705 Servicer approval.
- § 1005.707 Responsibility for servicing.
- § 1005.709 Providing information to Borrower and HUD.
- § 1005.711 Assumption and release of personal liability.
- § 1005.713 Due-on-sale provision.
- § 1005.715 Application of Borrower payments.
- § 1005.717 Administering escrow accounts.
- § 1005.719 Fees and costs after endorsement.
- § 1005.721 Enforcement of late fees.
- § 1005.723 Partial Payments.
- § 1005.725 Handling prepayments.
- § 1005.727 Substitute Borrowers.
- Servicing Default Section 184 Guaranteed Loans
- § 1005.729 Section 184 Guaranteed Loan collection action.
- § 1005.731 Default notice to Borrower.
- § 1005.733 Loss mitigation application, timelines, and appeals.
- § 1005.735 Occupancy inspection.
- § 1005.737 Vacant or abandoned property procedures.
- Servicing Default Section 184 Guaranteed Loans Under the Loss Mitigation Program
- § 1005.739 Loss mitigation.
- § 1005.741 Notice to Tribe and BIA—Borrower default.
- § 1005.743 Relief for Borrower in military service.
- § 1005.745 Forbearance plans.
- § 1005.747 Assumption.
- § 1005.749 Loan modification.
- § 1005.751 Loss mitigation advance.
- § 1005.753 Pre-foreclosure sale.
- § 1005.755 Deed-in-lieu/lease-in-lieu of foreclosure.
- § 1005.757 Incentive payments.
- Assignment of the Loan to HUD; Foreclosure and Conveyance
- § 1005.759 Property on Trust Land—Tribal First Right of Refusal; foreclosure or assignment.
- § 1005.761 Fee simple properties—foreclosure or assignment with HUD approval.
- § 1005.763 First Legal Action deadline and automatic extensions.
- § 1005.765 Assignment of the Section 184 Guaranteed Loan.
- § 1005.767 Inspection and preservation of properties.
- § 1005.769 Property condition.
- § 1005.771 Conveyance of property to HUD at or after foreclosure; time of conveyance.
- § 1005.773 HUD acceptance of assignment or conveyance.
- Subpart H—Claims
- Claims Application, Submission Categories and Types
- § 1005.801 Purpose.
- § 1005.803 Claim case binder; HUD authority to review records.
- § 1005.805 Effect of noncompliance.
- § 1005.807 Claim submission categories.
- § 1005.809 Claim types.
- Submission of Claims
- § 1005.811 Claims supporting documentation.
- § 1005.813 Up-front and Annual Loan Guarantee Fee reconciliation.
- § 1005.815 Conditions for withdrawal of claim.
- Property Title Transfers and Title Waivers
- § 1005.817 Conveyance of Good and Marketable Title.
- § 1005.819 Types of satisfactory title evidence.
- § 1005.821 Coverage of title evidence.
- § 1005.823 Waived title objections for properties on fee simple land.
- § 1005.825 Waived title objections for properties on Trust Land.
- Condition of the Property
- § 1005.827 Damage or neglect.
- § 1005.829 Certificate of property condition.
- § 1005.831 Cancellation of hazard insurance.
- Payment of Guarantee Benefits
- § 1005.833 Method of payment.
- § 1005.835 Claim payment not conclusive evidence of claim meeting all HUD requirements.
- § 1005.837 Payment of claim: unpaid principal balance.
- § 1005.839 Payment of claim: interest on unpaid principal balance.
- § 1005.841 Payment of claim: reimbursement of eligible and reasonable costs.
- § 1005.843 Reductions to the claim submission amount.
- § 1005.845 Rights and liabilities under Indian Housing Loan Guarantee Fund.
- § 1005.847 Final payment.
- § 1005.849 Reconveyance and reassignment.
- § 1005.851 Reimbursement of expenses to HUD.
- Subpart I—Program Performance, Reporting, Sanctions, and Appeals
- § 1005.901 Performance reviews.
- § 1005.903 Reporting and certifications.
- § 1005.905 Notice of sanctions.
- § 1005.907 Sanctions and civil money penalties.
- § 1005.909 Appeals process.
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